Top
  >  FAQ   >  HOW MUCH DOES RV INSURANCE COST – RV INSURANCE COST

HOW MUCH DOES RV INSURANCE COST – RV INSURANCE COST. Buying RV Insurance? Looking for an RV Insurance Quote? The RV insurance rates differ depending on the type of Motorhome Insurance, campervan (van life) Insurance and travel trailer Insurance you will need.

BUYING AN RV? 📚 DOWNLOAD my RV BUYING GUIDE 👉 http://bit.ly/RVBuyingGuide


Interested in the 🚐 RV life, but NOT READY TO BUY? Renting an RV can help you learn the RV lifestyle. Here’s HOW TO RENT AN RV


VIDEOS MENTIONED


Learn more about me personally: https://bloggingbrandi.com/

Follow me behind the scenes by SUBSCRIBING to my other YouTube channel


AFFILIATE LINKS
Thank you for trusting me with my truthful and reliable opinion on any future purchase you may make. I always disclose this information when it is the case. As a friend of #RVersity, you allow me to be able to use affiliate/referral links when suggesting items for purchase. As a customer of the products I refer, you help me sustain the time and resources to create content on this channel by generating revenue from your sales. This doesn’t affect you in any way in the checkout process unless I’ve been able to arrange a discount for you that is special from other customers.


Hey, I’m Blogging Brandi! Over 5 years ago, I traded my sticks & bricks lifestyle for a life on wheels. Quit my job, sold my house, and everything else, then bought an RV! First, was a Travel Trailer, then Van Life then Motorhome Living. Now, I help people go from feeling overworked, underpaid, and undervalued to living a life of freedom & financial security they love from the comfort of their home on wheels aka Full Time RV Living!

🤳 BOOK A CALL TO CHAT WITH ME

🎓 Learn HOW TO RV Like A Pro Enroll at RVersity

🛒 SHOP MY RV STORE:

🗣 [JOIN MY SECRET GROUP] Interact with me behind the scenes:

💪 [FREE MASTERCLASS – 45min online training!] Learn My Proven 4-Step “Full Time RV Life Formula” To Get Started Fast & Easy!


Wonder WHY I Live Full Time in an RV? Here’s (MY STORY)…

🚨 UPDATE: My Full Time RV LIFE IS NOT THE SAME! (What Changed? & Coming Next)



She said she’s got her insurance information on her phone. Ahh, I’d have to ask her, Brandi? Who was in what car? [Crying] This is Brandi. I’m just going to tell you my personal experience and a company, I would never do business with, stick around until the end so, You know which ones not to use. Hey, I’m Blogging Brandi, and this is Rversity a university for RVers. In this video, I’m going to be sharing with you how the different RV carriers calculate costs for Rv insurance and some of the different carriers to choose from. Be sure to stay tuned until the end of the video because whether you’re renting or buying an Rv, the process can be super stressful and you don’t want to make the same mistakes that I did, but I’ve got something for you, some tips I’m going to share with you to help make the process, seamless. Let’s get started. Your Auto Company may let you have your rv on their policy and it’s going to give you a multiple discounts. You might actually need a specialized type of insurance. My insurance, I pay less than $100 a month for this van. If That gives you any idea of how much your insurance will cost, but I don’t have full timer insurance. I have like a part time insurance. It’s just for recreational right now because I don’t even have 2000 miles on this thing. When you’re buying your rv insurance. Good Sam is where I started.  They’ll shop around different companies. I don’t know if they even sell like their own insurance. They may, but when I called they just shop around to different places, so it’s just kind of like a shopping service, but it’s worth it. That’s how I got mine. They do sometimes offer paid in full discounts or monthly rates. I pay my monthly, but that’s just me and I’m a business owner and I really liked to pay everything monthly unless it’s certain things that maybe don’t cost as much, but something like that. It’s a heavy ticket item. I’m going to pay it monthly versus overall at one time, but they do have discounts if you pay in full. How does it cost and carriers differ? These are the basic things that insurers look at when they’re insuring your rv and what kind of makes the price fluctuate. So the first thing is the RV types and models. A bigger RV is going to cost more to insure because it’s going to cost more to replace or fix should something happen. The more expensive the RV, the more expensive the insurance. That’s just hand in hand. The state in which your policy is issued. Other vehicles in your household. You might have a multiple policy discount depending on if this is something that you insure with your other cars or not. I actually had to have mine insured separate than my auto insurance because my auto insurance doesn’t carry rv insurance or they do, but they outsource it to a company I don’t do business with progressive. Don’t ever get them. There are going to look at the driving history of anybody that’s going to be driving an Rv. This is a massive ton vehicle that could kill somebody. The amount of coverage that you’re trying to get. So are you trying to get 10,000? You’re trying to get 20,000, a hundred thousand, the more expensive the RV, the more expensive the coverage. If You’re going to be full time or recreational. And like I said, you really got to talk to the insurer and what they consider full time because you’re a full time and they’re fulltime may not be the same and plus they just up the limits in the coverage a little bit. You may not get what you pay for depending on what you’re expecting out of that, you may just be paying to pay and I’ve heard it’s really expensive. I know when I got a quote, it was probably like three, four, five times as much as what pay. Completely different! Now you know how to get your rv insurance and that’s just one of the costs associated with buying your rv. If you’re trying to learn the whole rv buying process, I did make a video about financing and choosing the different types of Rvs, which one might be right for you? I put that in the description below. When I got started, I had no idea about buying an rv. Nobody taught me anything, it was such Greek language. I put everything into an amazing checklist for you in the description below. It Is my rv buying guide for all the things that you need to think about before you actually make this purchase. Not just your insurance, but the whole buying process. Do you want to finance it? What do you need it for? are you buying the right one for you? All questions I had. I made really expensive mistakes and I made really cheap mistakes. You don’t want to make the expensive ones because they live with you for a really long time. Check all of that good stuff out in the description below, any of the other stuff I mentioned, that’s where you’re going to find it. So if  You’re not checking the descriptions. You’re missing some really good stuff. If you’re not subscribed, make sure to subscribe to my channel. I’m Brandi of blogginbrandi.com. I’ve got to get that. I’ll See you in the next video. In this video, I’m going to be sharing with you.


If we haven’t officially met, Hi I’m Blogging Brandi, an EX-Corporate Kool-Aid Drinker, born to be a Blogger, Creator, Digital Nomad, and Entrepreneur who loves RVing while running my own business on the road! Over 9 years ago, I traded my sticks & bricks lifestyle for a life on wheels. Quit my job, sold my house, and everything else, and then bought an RV! First, was a Travel Trailer, then Van Life, and eventually Motorhome Living! I created RVersity (RV + University) out of my love-hate relationship with RV Life!

post a comment